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Dental InsuranceIndividualsFamiliesGroupsMedicareAffordable dental coverage for preventive care, restorative procedures, and orthodontics. We compare plans across carriers and recommend only what truly fits — no jargon, no pressure, no cost to you.
Regular dental care is essential for overall health. Studies show oral health is directly linked to heart health, diabetes management, and overall wellness. Dental insurance helps you keep up with regular checkups and catch problems early — before they become expensive emergencies.
Without coverage, a single root canal can cost $1,000+ and a crown can run $1,500+. The right plan keeps those costs manageable while encouraging the preventive care that saves you money long-term.
…a small monthly premium beats a big surprise bill.
Most dental plans group care into tiers. Here's how the math typically works — and where orthodontics fits in.
Routine cleanings, exams, X-rays, and fluoride treatments — typically covered at 100% with most plans.
Fillings, simple extractions, and periodontal treatments — usually covered at 70–80% after your deductible.
Crowns, bridges, dentures, root canals, and oral surgery — typically covered at 50% after deductible.
Braces and aligners for children and adults — available on select plans with lifetime maximums.
A good dental plan does more than discount cleanings — it covers the work you hope you'll never need. Here's what's typically included:
From flexible PPOs to budget-friendly HMOs, employer groups to Medicare — we'll match the plan type to how you actually use the dentist.
Flexible plans that let you see any dentist, with extra savings when you use in-network providers.
Lower premiums with a primary dentist who coordinates all your dental care.
Cover your entire family under one plan, with pediatric dental included.
Employer-sponsored dental benefits for businesses of all sizes.
Standalone dental coverage for individuals not covered by an employer plan.
Dental coverage options for Medicare beneficiaries through Advantage plans.
Most plans follow a 100 – 80 – 50 structure: preventive care (cleanings, exams, X-rays, fluoride) at 100%; basic procedures (fillings, simple extractions, periodontal treatments) at roughly 70–80% after deductible; and major procedures (crowns, bridges, dentures, root canals, oral surgery) at about 50% after deductible. Typical benefits include two cleanings per year, annual exams and X-rays, fillings and extractions, crowns and bridges, root canal therapy, and dentures or implants on select plans.
Without coverage, a single root canal can cost $1,000+ and a crown can run $1,500+. With a plan, a $200 cleaning is often $0, a $250 filling drops to roughly $50–75, a $1,500 crown to about $500–750, and a $1,000 root canal to roughly $300–500.
Orthodontic coverage — braces and aligners for children and adults — is available on select plans, usually subject to lifetime maximums. We can help you compare plans that include orthodontic benefits.
Original Medicare doesn't cover routine dental care. Medicare beneficiaries can get dental coverage through many Medicare Advantage plans or by adding a standalone dental plan — we help you compare both at no cost.
Medicare doesn't cover routine dental or vision care. Here's how to fill the gap — MA plans, standalone insurance, savings plans, and smart strategies to cut costs.
Read →Tell us how you use the dentist and what your budget looks like. We'll compare plans across carriers and recommend the one that truly fits — no pressure, no cost, in English or Español.
