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Free enrollment assistanceLicensed in multiple statesEnglish & EspañolGet expert assistance with enrollment periods, important deadlines, and step-by-step guidance for all your insurance needs — health Marketplace, Medicare, Medicaid & CHIP. Miss a window and it can cost you for years. We make sure you never do.
Marketplace health coverage runs on a calendar — but life events open extra doors, and some programs never close. Here's every window, in plain English.
The annual period when anyone can enroll in or change Marketplace health insurance plans for the following year. No qualifying event needed — just don't miss it.
Available after life changes like marriage, job loss, moving, or having a baby.
You can apply for Medicaid and CHIP any time of year. If you qualify, coverage can start immediately — no waiting for an enrollment window.
Four different windows, four different rules — and missing the first one can mean late-enrollment penalties for life. Here's the map.
Your first chance to enroll in Medicare — a 7-month window around your 65th birthday. Missing this deadline can result in late enrollment penalties that follow you permanently.
Change Medicare Advantage or Part D plans, or switch between Original Medicare and Medicare Advantage for the coming year.
If you're in a Medicare Advantage plan, you can switch to another MA plan or return to Original Medicare — one change, once a year.
Moving, losing coverage, or qualifying for Extra Help can trigger special enrollment opportunities outside the standard windows.
Not sure which window applies to you? That's exactly what a free call is for — we'll check your dates, your plan, and your penalty exposure in minutes.
Enrollment isn't complicated when someone walks you through it. Here's the exact process we follow with every client — and the paperwork to have on hand.
Review your current health, medications, and preferred doctors to determine what coverage you actually need.
Look at premiums, deductibles, networks, and covered services to find the best value for your situation — not just the lowest sticker price.
Collect your Social Security number, tax returns, employer coverage information, and current insurance details.
Submit your enrollment application online, by phone, or with the help of a licensed agent — we handle the forms with you.
Receive confirmation and ID cards, then pay your first premium to activate coverage. We double-check that everything went through.
Bring these to your call & we can often finish enrollment same-day.
After thousands of enrollments, the same handful of mistakes shows up again and again. Here's the cheat sheet.
Our licensed experts will guide you through every step of the process — and it never costs you a dime more than enrolling on your own.
You pay nothing for our help — agent assistance is built into the system, with zero markup on your premium.
We compare across carriers and plan types, not just one company's lineup.
We complete the paperwork with you and make sure it's submitted correctly the first time.
Claims questions, plan changes, life events — we stay in your corner long after enrollment day.
SEPs, IEPs, penalties, exceptions — we track the rules so you never get caught out.
Three decades of industry knowledge, applied to your enrollment by licensed agents.
Free, no-pressure enrollment assistance from licensed professionals. We'll check your windows, compare your options, and walk you through every step.