Medicare Plans & Guidance
Navigate Medicare with confidence. Expert guidance for Medicare Advantage, Supplements, and Part D prescription coverage.
Understanding Medicare
Medicare is federal health insurance for people 65 and older, and some younger people with disabilities. It has different parts that cover different types of healthcare services.
Part A (Hospital)
Covers hospital stays, skilled nursing, hospice care
Part B (Medical)
Covers doctor visits, outpatient care, medical equipment
Part C (Advantage)
All-in-one alternative to Original Medicare
Part D (Prescription)
Prescription drug coverage
Medicare Advantage vs Medicare Supplement
Medicare Advantage (Part C)
- ✓ Replaces Original Medicare (Parts A & B)
- ✓ Often includes prescription drug coverage
- ✓ May include dental, vision, hearing aids
- ✓ Typically lower monthly premiums
- ✓ Provider networks and prior authorizations
Medicare Supplement (Medigap)
- ✓ Works alongside Original Medicare
- ✓ Helps pay Medicare deductibles and coinsurance
- ✓ No provider networks - see any Medicare doctor
- ✓ Guaranteed renewable
- ✓ Separate Part D needed for prescriptions
Important Medicare Dates
1
Initial Enrollment Period
3 months before to 3 months after your 65th birthday
2
Annual Open Enrollment
October 15 - December 7 each year
3
Medicare Advantage Open Enrollment
January 1 - March 31 (for Advantage plan members)
Free Medicare Review
Let our licensed Medicare experts help you understand your options and find the right plan.
Why Choose Us?
- ✓ Licensed Medicare specialists
- ✓ No cost for our services
- ✓ Compare all available plans
- ✓ Ongoing support and service
- ✓ Help with enrollment
- ✓ Annual plan reviews