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Medicare Supplement (Medigap), decoded.

Medigap plans work alongside Original Medicare to pay the deductibles and coinsurance it leaves behind — so you can see any doctor nationwide who accepts Medicare, with no networks or referrals. We compare every Medigap plan (G, N, and more) available in Tacoma & Pierce County. Free reviews. Zero pressure. No cost for our services.

30 yrs in financial & healthcare industries All available plans compared $0 for our services Bilingüe — English & Español
Understanding Medicare

Four parts.
One clear picture.

Medicare is federal health insurance for people 65 and older, and some younger people with disabilities. It has different parts that cover different types of healthcare services — here's the map.

Part A

Hospital

Covers hospital stays, skilled nursing, and hospice care.

Part B

Medical

Covers doctor visits, outpatient care, and medical equipment.

Part C

Medicare Advantage

The all-in-one alternative to Original Medicare.

Part D

Prescription

Prescription drug coverage for the medications you take.

The big decision

Medicare Advantage vs.
Medicare Supplement

Both paths can work beautifully — for the right person. The difference comes down to networks, premiums, and how you like to use your coverage.

Part C

Medicare Advantage

  • Replaces Original Medicare (Parts A & B)
  • Often includes prescription drug coverage
  • May include dental, vision & hearing aids
  • Typically lower monthly premiums
  • Provider networks and prior authorizations
Medigap

Medicare Supplement

  • Works alongside Original Medicare
  • Helps pay Medicare deductibles & coinsurance
  • No provider networks — see any Medicare doctor
  • Guaranteed renewable
  • Separate Part D needed for prescriptions

Not sure which path fits your doctors, medications, and budget? That's exactly what a free Medicare review is for — we compare all available plans, side by side, with no obligation to purchase. Want the fundamentals first? Start with our Medicare education guide.

Important Medicare dates

Miss a window,
and it can cost you.

Medicare runs on a calendar. These are the three enrollment windows everyone should have circled.

1

Initial Enrollment Period

Around your 65th birthday

3 months before to 3 months after your 65th birthday — your first chance to enroll in Medicare.

2

Annual Open Enrollment

October 15 – December 7

Each year, you can switch, drop, or join Medicare Advantage and Part D plans for the year ahead.

3

Medicare Advantage Open Enrollment

January 1 – March 31

For Medicare Advantage plan members — a window to change plans or return to Original Medicare.

📅 Plan Your Enrollment 🎥 Weekly Zoom — Wednesdays @ 5PM
Why choose iCoach Solutions™

A Medicare guide in your corner — at no cost to you.

Built on 30 years in the financial and healthcare industries, in plain English y en español. Here's what working with us looks like:

  • Licensed Medicare specialists
  • No cost for our services — ever
  • We compare all available plans, side by side
  • Help with enrollment, start to finish
  • Ongoing support and service, year-round
  • Annual plan reviews so your coverage still fits

Free Medicare Review

Let our licensed Medicare experts help you understand your options and find the right plan — Advantage, Supplement, or Part D. No obligation, no pressure.

Medicare, answered

Common Medicare questions

Quick, plain-English answers — and when you want the deep dive, our Medicare education center is free.

What is a Medicare Supplement (Medigap) plan?
A Medicare Supplement, or Medigap, is a private plan that works alongside Original Medicare (Parts A and B) to pay the out-of-pocket costs it leaves behind — like deductibles, copays, and coinsurance. Plans are standardized and lettered (A–N), so a Plan G from one carrier covers the same benefits as a Plan G from another; only price and service differ.
How is Medigap different from Medicare Advantage?
Medigap pairs with Original Medicare and lets you see any provider nationwide who accepts Medicare — no networks or referrals — but costs more in premium and needs a separate Part D plan. Medicare Advantage bundles coverage for a low premium but uses networks. Medigap suits people who travel or want maximum provider freedom.
Which Medigap plan is best — Plan G or Plan N?
Plan G covers everything except the small annual Part B deductible and is the most comprehensive widely-available option. Plan N has a lower premium but adds small copays for some office/ER visits and does not cover Part B excess charges. The right pick depends on your budget and how often you see doctors — an agent can price both across every carrier for free.
When can I buy a Medigap plan?
Your best window is your Medigap Open Enrollment Period — the 6 months starting when you are 65 and enrolled in Part B — when you have guaranteed-issue rights and cannot be turned down or charged more for pre-existing conditions. Outside it, carriers may use medical underwriting. Book a free review or call (253) 453-5885.
Ready when you are

Navigate Medicare
with confidence.

Let our licensed Medicare experts help you understand your options and find the right plan — Advantage, Supplement, or Part D. Free, friendly, and zero pressure.