Travel with confidence. Protect yourself from unexpected cancellations, medical emergencies, and travel mishaps worldwide — with coverage matched to your trip, not somebody else's. Personalized quotes in minutes. Free, always.
A medical emergency abroad can cost tens of thousands of dollars — and most domestic health insurance plans don't cover you overseas. Trip cancellations, lost luggage, and travel delays can turn a dream vacation into a financial nightmare without proper coverage.
Travel insurance gives you peace of mind so you can focus on enjoying your trip, knowing you're protected if something goes wrong.
Most plans bundle these protections — we'll help you weight them for the way you actually travel.
Reimburses non-refundable trip costs if you need to cancel due to illness, injury, severe weather, or other covered reasons.
Emergency medical and dental coverage while traveling — including hospital stays, doctor visits, and emergency evacuation.
Coverage for lost, stolen, or damaged luggage and personal belongings during your trip.
Reimbursement for meals, lodging, and rebooking costs when flights are delayed or trips are interrupted.
Different trips carry different risks. Here's who benefits most — and why.
Your domestic health plan likely won't cover you abroad — travel medical picks up where it stops.
Protect non-refundable bookings like flights, hotels, and cruises from cancellations you can't predict.
Coverage built for frequent flyers and international business trips — without re-buying every time.
Medicare doesn't cover you outside the US — travel medical insurance fills that gap.
Coverage for adventure sports, remote destinations, and emergency evacuation when help is far away.
Protect your cruise investment and get medical coverage at sea, where care is costly and options are few.
One trip a year or one a month — there's a plan structure that makes financial sense. We'll show you which.
Coverage for one specific trip — ideal for vacations and one-time travel.
Year-round coverage for frequent travelers — more cost-effective when you take multiple trips.
Maximum flexibility — cancel your trip for any reason at all and recover 50–75% of your costs.
Coverage for group trips, corporate travel, and organized tours — one policy, everyone protected.
Usually not. Most domestic health plans provide little or no coverage outside the United States — and Medicare generally doesn't cover you overseas at all. Travel medical insurance fills that gap with emergency medical and dental coverage, hospital stays, doctor visits, and emergency evacuation.
Plan on roughly 5–8% of your total trip cost. Compare that to what it protects against: an average ER visit abroad runs $10,000 or more, and a medical evacuation can cost $50,000–$100,000. It's a small investment for massive protection.
Standard trip cancellation only reimburses you for covered reasons like illness, injury, or severe weather. CFAR is an upgrade that lets you cancel for any reason at all and recover typically 50–75% of your non-refundable trip costs — maximum flexibility for plans that might change.
Not necessarily. Annual (multi-trip) plans cover you year-round and are usually more cost-effective than buying single-trip policies if you travel more than two or three times a year. We'll run the numbers both ways and show you which comes out ahead.
Get a personalized travel insurance quote for your next trip in minutes. Free consultation, no pressure — just an honest read on what your trip actually needs.
