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Checklists, guides, and worksheets to help you understand your coverage — or the gaps in it. No email required, no form to fill out. If you have questions after using one, email us.

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Checklist · Life + Health + Medicare

Coverage Audit

25 questions across life insurance, health insurance, and Medicare. Live score tracks your results. Most people find at least one gap they didn't know was there.

Open the checklist
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Calculator · Life Insurance

Life Insurance Needs Calculator

7 questions covering your income, spouse, debts, children's education, final expenses, and existing coverage. Get 3 coverage scenarios plus a personalized policy recommendation.

Calculate my coverage
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Checklist · Medicare

Turning 65 Medicare Checklist

Enter your birthday and get your exact IEP dates and Medigap OEP window. 25-item checklist in the order you need to handle them. Free to print.

Get my dates + checklist
Guide · Medicare

Medicare Timing Guide

Enrollment phases from age 62 to your first AEP — with penalty callouts for Part B (10%/yr permanent) and Part D (1%/month permanent). Know your window before it closes.

View the timing guide
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Comparison · Life Insurance

IUL vs. Term Life Breakdown

Side-by-side on cost, duration, cash value, tax treatment, flexibility, and risk profile. Myth-busting cards and clear guidance on when each policy type makes sense.

Compare the two
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Worksheet · Medicare

Medicare Budget Worksheet

Live-calculating worksheet for every Medicare cost: Part B, Part D, IRMAA surcharges, Medigap, dental, vision, and out-of-pocket. See your real monthly and annual totals.

Build my budget
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Calculator · Financial Literacy

Rule of 72 Interactive

Slide a rate and instantly see how long it takes your money to double. Growth table at 5 rates over 5–30 years. Understand why time in the market — and acting now — matters.

Try the calculator

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This is general educational information, not individualized insurance, tax, or legal advice.