7 questions covering income, your spouse, debts, children's education, final expenses, and existing coverage. Get 3 scenarios + a personalized policy recommendation.
Include salary, self-employment income, and any regular income your family depends on.
If your spouse earns income, we'll factor their contribution into your family's total financial picture.
Their annual income:
Choose the time horizon until your youngest dependent is financially independent or you plan to retire.
Enter remaining balances. Leave blank for any that don't apply — the total updates live.
Add each child. We'll include their projected education costs in your recommended coverage. Skip if not applicable.
No children added yet. Click below to add one.
One-time costs your family faces immediately: funeral, estate settlement, and a cash cushion while things stabilize.
Final expense coverage:
Emergency fund (months of expenses):
Monthly household expenses:
We'll subtract any coverage you already have and use your age to recommend the right type of policy.
Existing life insurance coverage:
Your age group:
Based on your answers, here are three coverage scenarios with a personalized recommendation.
Estimates assume standard health rating. Actual premiums vary by health, carrier, and coverage terms. Request a free quote for exact figures.
Your recommended coverage: — · No obligation, no pressure.
Schedule My Free Review →This is general educational information, not individualized insurance, tax, or legal advice. Coverage needs vary by individual circumstances. Consult a licensed insurance professional before making coverage decisions.